First Choice Lending Mortgage Corp. is the premier union mortgage company. With our no points, no bank fees program we are able to save you thousands of dollars on a purchase or refinance. Our program requires no out of pocket expense, and has reduced title fees for union members and their families with good or less than perfect credit. Over the years we have worked with more than a hundred locals in many states saving their members MILLIONS of dollars in closing costs while making their financial dreams come true! We also offer special programs for individuals who do not qualify for the above program, due to poor credit or lack of income. This program is similar to the above, however there will be 1-3 points charged.